Terms of Service

1. Agreement to Terms

By accessing or using The Filing Fool website at thefilingfool.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these Terms, you may not access the Site.

2. Description of Service

The Filing Fool provides analysis and information about SEC filings, insider trading activities, and corporate events. Our service includes:

• Real-time SEC filing alerts and summaries
• AI-powered analysis of filing significance
• Community discussion forums (Discord, Reddit)
• Educational content about SEC filings

All information is sourced from publicly available SEC EDGAR database.

3. Not Investment Advice

4. User Responsibilities

When using our Site, you agree to:

• Comply with Laws: Follow all applicable laws and regulations
• Accurate Information: Provide accurate information if requested
• Prohibited Activities: Not engage in:
  • Unauthorized scraping or data extraction
  • Attempting to gain unauthorized access
  • Distributing malware or harmful code
  • Impersonating others or entities
  • Violating intellectual property rights
  • Manipulating or interfering with Site functionality

5. Intellectual Property Rights

The Site and its original content, features, and functionality are owned by The Filing Fool and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Public SEC Data: SEC filing data is public domain. Our analysis, presentation, and commentary are proprietary.

You may not:

• Reproduce, distribute, or create derivative works without permission
• Use automated tools to scrape content
• Remove copyright or proprietary notices
• Reverse engineer any aspect of the Site

6. Third-Party Links and Services

Our Site contains links to third-party websites (Discord, Reddit, SEC.gov). We are not responsible for:

• Content, privacy policies, or practices of third-party sites
• Accuracy or reliability of third-party information
• Any damages resulting from using third-party services

7. Disclaimers and Limitations

7.1 "As Is" Basis

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

7.2 No Guarantees

We do not guarantee:

• Accuracy, completeness, or timeliness of information
• Uninterrupted or error-free service
• Security of data transmission
• Results from using our information

7.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE FILING FOOL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the Site
• Any investment decisions made based on Site information
• Unauthorized access to your data
• Errors or omissions in content
• Any other matter relating to the Site

8. Indemnification

You agree to indemnify, defend, and hold harmless The Filing Fool, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney's fees) arising from:

• Your use of the Site
• Your violation of these Terms
• Your violation of any rights of another party
• Your investment decisions

9. Data Accuracy and Sources

All SEC filing data is sourced from the SEC EDGAR database. While we strive for accuracy:

• Data may have delays or errors
• AI analysis is automated and may contain inaccuracies
• We are not responsible for errors in source data
• Users should verify information independently

Always refer to official SEC filings at sec.gov for authoritative information.

10. Advertising

We display advertisements through Google AdSense. By using the Site, you acknowledge:

• Ads are served by third parties (Google)
• We do not endorse advertised products/services
• Ad interactions are governed by advertiser's terms
• You may see personalized ads based on your browsing

11. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Site after changes constitutes acceptance of the modified Terms.

We will update the "Last Updated" date at the top of this page when changes are made.

12. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including:

• Breach of these Terms
• Fraudulent or illegal activities
• At our sole discretion

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions.

Any disputes shall be resolved in the courts of competent jurisdiction.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and The Filing Fool regarding use of the Site.

16. Contact Information

If you have questions about these Terms, please contact us: