Pinnacle Financial Partners Furnishes Investor Presentation for BancAnalysts Conference

Executive Summary

On November 4, 2026, Pinnacle Financial Partners, Inc. (NYSE: PNFP) filed a Current Report on Form 8-K under Item 7.01 (Regulation FD Disclosure) and Item 9.01 (Financial Statements and Exhibits). The filing furnishes investor presentation slides (Exhibit 99.1) for Pinnacle's upcoming fireside chat at the BancAnalysts Association of Boston Conference on November 5, 2026.

Key Highlights from the Presentation

1. Synovus Merger Integration:

   • Integration remains on track with the full core and brand conversion scheduled for March 2027.
   • System rehearsals, defect remediation, and mock conversions are planned across November 2026 through January 2027, with client communications mailing in February 2027.
   • Key cross-selling synergies and specialty business lines are expanding across legacy Synovus and legacy Pinnacle platforms (e.g., Q2 Gateway commercial platform, Candescent digital banking, and specialty commercial verticals).

2. Talent Acquisition and Retention:

   • Over 50% of year-to-date new revenue producer hires in 2026 have occurred within legacy Synovus core markets.
   • Revenue producer retention stands at 95% YTD through September 30, 2026.

3. Incentive Alignment:

   • Maintained a unified core incentive program for approximately 94% of its ~8,600 employees, focused on EPS growth (75% weighting) and revenue growth (25% weighting), targeting top-quartile performance relative to peers.
   • Executive long-term equity awards are tied 50% to tangible book value per share growth and 50% to return on average tangible common equity (ROATCE), with a total shareholder return (TSR) modifier.

Impact and Filing Significance

This filing does not report open-market insider buying or selling and contains furnished materials under Regulation FD that are not deemed "filed" under Section 18 of the Exchange Act. The operational and integration updates indicate steady progress following the merger combination, representing low immediate trading volatility impact.