Chime Financial Co-Founder Ryan A. King Acquires 75,000 Shares via PSU Vesting

Executive Summary

On September 15, 2026, Chime Financial, Inc. ($CHYM) reported a Form 4 transaction for Co-Founder and Director Ryan A. King. On September 13, 2026, King acquired 75,000 shares of Class A Common Stock through the vesting and conversion of Performance Stock Units (PSUs) at an exercise price of $0.00 per share.

Transaction Details

• Security: Class A Common Stock
• Transaction Code: M (Exercise or conversion of derivative security)
• Shares Acquired: 75,000
• Price Per Share: $0.00
• Total Transaction Value: $0.00 (Vesting conversion)
• Post-Transaction Holdings: 191,667 direct shares of Class A Common Stock (inclusive of RSUs), with 525,000 PSUs remaining from the original 600,000 PSU grant.

Market & Strategic Context

According to the footnotes, the acquisition resulted from a determination by the People, Culture and Compensation Committee that specific stock price performance milestones were met for a tranche of the 600,000 PSUs granted on April 3, 2025. Because this transaction represents a planned performance equity vesting event rather than discretionary open-market buying or selling, it carries low predictive value for near-term stock direction.