Bernard Wealth Management Discloses $239M Portfolio in Q3 13F Filing
Bernard Wealth Management Corp.
Filing Summary
Bernard Wealth Management Discloses $239M Portfolio
Filer: Bernard Wealth Management Corp. Form: 13F-HR | Filed: 2025-10-14 Significance: Low
Filer Type: Institutional Investment Manager CIK: 0002056313
Portfolio Summary: • Total Value: $239,435,943 • Number of Holdings: 342 • Period of Report: 2025-09-30
Key Insight: This is a routine quarterly disclosure of holdings. The portfolio shows a significant concentration in NVIDIA ($41.4M) and a Schwab Large Cap ETF ($35.3M), which together account for over 32% of the total reported value.
Top Holdings:
- NVIDIA ($NVDA): $41.4M
- Schwab US Large-Cap ETF ($SCHX): $35.3M
- Apple ($AAPL): $22.0M
- Microsoft ($MSFT): $10.6M
This is PUBLIC SEC data for educational purposes. Not investment advice.
Comprehensive Analysis
SEC Filing Analysis: Bernard Wealth Management Corp.
Executive Summary
- Trading Significance: Low
- Key Takeaway: Bernard Wealth Management Corp. has filed its quarterly Form 13F-HR, reporting $239.4 million in assets under management across 342 positions as of September 30, 2025. The filing provides a snapshot of the firm's institutional holdings.
- Market Impact: The filing is unlikely to have a significant market impact due to its routine nature and the size of the firm. It is primarily of interest to those tracking the specific strategies of this investment manager.
Filer Information
| Field | Value |
|---|---|
| Filer Name | Bernard Wealth Management Corp. |
| CIK | 0002056313 |
| Type | Institutional Investment Manager |
Portfolio Summary
| Field | Value |
|---|---|
| Form Type | 13F-HR (Holdings Report) |
| Filing Date | 2025-10-14 |
| Period of Report | 2025-09-30 |
| Total Portfolio Value | $239,435,943 |
| Total Number of Holdings | 342 |
Top 5 Holdings by Value
| Holding | Ticker | Value (USD) | Shares |
|---|---|---|---|
| NVIDIA CORPORATION | $NVDA | $41,453,607 | 222,176 |
| Schwab US Large-Cap ETF | $SCHX | $35,314,199 | 1,340,706 |
| APPLE INC | $AAPL | $21,978,704 | 86,316 |
| MICROSOFT CORP | $MSFT | $10,621,971 | 20,508 |
| Schwab US Mid-Cap ETF | $SCHM | $9,031,751 | 304,715 |
Market Impact Analysis
Stock Impact Prediction
- Direction: Neutral
- Reasoning: Form 13F is a backward-looking report, disclosing positions held at the end of the previous quarter. The information is dated and does not represent real-time trading activity. Therefore, it rarely causes significant price movement in the underlying securities.
Volume & Sentiment
- Expected Volume Impact: Minimal. This filing is one of thousands of 13Fs and does not typically drive trading volume.
- Sentiment Indicator: The portfolio shows a strong bullish sentiment towards the technology sector, particularly semiconductors (NVIDIA), and a reliance on broad-market ETFs for core exposure. The top two holdings alone constitute approximately 32% of the portfolio.
Investment Insights
Positive Market Indicators
- Strong conviction in market leaders like NVIDIA, Apple, and Microsoft.
- Use of low-cost, diversified ETFs (SCHX, SCHM) indicates a core-satellite investment strategy.
- The total value of assets under management is substantial, though not large enough to be a market-moving institution on its own.
Risk Factors
- Stale Data: The holdings are as of September 30, 2025. The manager could have bought or sold these positions since the reporting date.
- Concentration Risk: A significant portion of the portfolio is concentrated in a few top names, particularly NVIDIA. Any adverse events affecting these top holdings would have a notable impact on the fund's performance.
Key Takeaways
- Tech-Heavy Bet: The manager has a significant concentration in the technology sector, led by a large position in NVIDIA.
- ETF-Centric Core: A large part of the portfolio is built around broad-market large-cap and mid-cap ETFs.
- Routine Disclosure: This filing is a standard quarterly report and does not signal any specific, timely insider action.
Contextual Analysis
Timing Significance
This filing is a mandatory quarterly report required by the SEC for institutional managers exceeding $100 million in AUM. Its timing is standard and aligns with the regulatory deadline, approximately 45 days after the quarter's end.
Transaction Context
Form 13F-HR does not detail individual transactions, buys, or sells. It only provides a snapshot of the long equity positions held on a specific date. No information regarding the cost basis or timing of the original purchases is available in this document.
Company Context
Bernard Wealth Management Corp. is a registered investment advisor. This filing is part of its regular compliance and transparency obligations.
Risk Assessment
Risk Level: Low
Risk Factors for Interpretation
- Backward-Looking: The primary risk is interpreting this historical data as current positioning.
- No Short Positions: 13F filings do not require the disclosure of short positions, so this report does not provide a complete picture of the manager's market view.
- Lack of Granularity: The report does not show when the assets were acquired or at what price.
IMPORTANT DISCLAIMER: This analysis is for informational purposes only and is not intended as investment advice. The information presented is based on publicly available SEC filings and should not be construed as a recommendation to buy, sell, or hold any securities. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Please consult with a qualified financial advisor before making any investment decisions.
Analysis generated on 2025-10-14 | Data source: SEC EDGAR
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Important Disclaimer
This content is drawn from public SEC filings and may contain errors. It is for informational purposes only and is not investment, legal, or tax advice.
Nothing here is a recommendation to buy, sell, or hold any security. Do your own due diligence.