SEC Filing Analysis: CogentBlue Wealth Advisors, LLC

Executive Summary

• Trading Significance: Low
• Key Takeaway: CogentBlue Wealth Advisors, LLC has filed its quarterly Form 13F-HR, disclosing $146.75 million in assets under management across 76 holdings as of September 30, 2025. The portfolio shows a strong preference for diversified, low-cost ETFs.
• Market Impact: As a standard quarterly disclosure from a mid-sized advisory firm, this filing is not expected to have a significant impact on the broader market or the individual securities listed.

Filer Information

Field	Value
Filer Name	CogentBlue Wealth Advisors, LLC
CIK	0002054047
Form Type	13F-HR
Filing Date	2025-10-15
Period of Report	2025-09-30

Portfolio Overview

Field	Value
Total Portfolio Value	$146,753,122
Number of Holdings	76
Average Holding Value	~$1.93 million

Top 10 Holdings by Value

1. VANGUARD SCOTTSDALE FDS (INTER TERM TREAS): $9,623,055
2. ISHARES TR (CORE S&P TTL STK): $8,670,292
3. DIMENSIONAL ETF TRUST (US HIGH PROFITAB): $8,539,533
4. ISHARES TR (CORE MSCI INTL): $6,751,463
5. DIMENSIONAL ETF TRUST (INTL HIGH PROFIT): $6,616,384
6. DIMENSIONAL ETF TRUST (US TARGETED VLU): $5,443,871
7. DIMENSIONAL ETF TRUST (GLOBAL REAL EST): $4,705,650
8. VANGUARD INDEX FDS (TOTAL STK MKT): $4,491,991
9. DIMENSIONAL ETF TRUST (SHORT DURATION F): $4,350,705
10. VANGUARD MALVERN FDS (STRM INFPROIDX): $4,220172

Investment Strategy Analysis

Asset Allocation Insights

• The portfolio is heavily weighted towards Exchange-Traded Funds (ETFs), particularly from major providers like Vanguard, iShares, and Dimensional Fund Advisors.
• This suggests a strategy focused on diversification, passive management, and cost-efficiency.
• Holdings are spread across US domestic equity, international equity, fixed income (treasuries, municipal bonds), and real estate, indicating a well-diversified, multi-asset approach.

Notable Positions

• The largest single holding is in an intermediate-term treasury ETF, highlighting a focus on capital preservation and income generation within the fixed-income sleeve.
• Significant allocations to both US and international high-profitability and value factor ETFs from Dimensional suggest a factor-based or 'smart beta' investment philosophy.
• Individual stock holdings like NVIDIA ($3.99M), APPLE ($3.42M), and MICROSOFT ($3.03M) represent concentrated bets in large-cap technology leaders, but are balanced by the broad ETF base.

Contextual Analysis

Filing Type: 13F-HR

A Form 13F-HR (Holdings Report) is a mandatory quarterly report filed by institutional investment managers with at least $100 million in equity assets under management. It discloses their long positions in publicly-traded securities as of the end of the calendar quarter. It provides a snapshot of the institution's portfolio but does not show short positions, cash holdings, or intra-quarter trading activity.

Filer Context

CogentBlue Wealth Advisors, LLC is a Knoxville, TN-based wealth management firm. This filing is a routine disclosure of its managed assets and provides transparency into its investment strategy for the period ending September 30, 2025.

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IMPORTANT DISCLAIMER: This analysis is for informational purposes only and is not intended as investment advice. The information presented is based on publicly available SEC filings and should not be construed as a recommendation to buy, sell, or hold any securities. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Please consult with a qualified financial advisor before making any investment decisions.

Analysis generated on 2025-10-15 | Data source: SEC EDGAR