Quantum Financial Reveals $247M Portfolio in Q3 13F Filing
Quantum Financial Planning Services, Inc.
Filing Summary
Quantum Financial Reveals $247M Q3 Portfolio
Filer: Quantum Financial Planning Services, Inc. Form: 13F-HR | Filed: 2025-10-14 Significance: Low Report Period: Q3 2025 (as of 2025-09-30)
Portfolio Snapshot: • Total Value: $247.3 million • Number of Holdings: 49 • Top Holdings: Primarily ETFs and Bond Funds
Top 5 Holdings (by Value):
- Vanguard Short-Term Corp Bond ETF (VCSH): $62.7M
- Vanguard Growth ETF (VUG): $58.8M
- SPDR Portfolio S&P 500 ETF (SPLG): $37.7M
- Vanguard Total Bond Market ETF (BND): $26.7M
- Dimensional Intl Core Equity Mkt ETF (DFIC): $18.2M
Key Insight: The filing shows a heavily diversified portfolio with a strong emphasis on broad-market ETFs and bond funds, indicating a conservative, long-term investment strategy. The top five holdings, all ETFs, represent over 82% of the total reported value.
This is PUBLIC SEC data for educational purposes. Not investment advice.
Comprehensive Analysis
SEC Filing Analysis: Quantum Financial Planning Services, Inc. (13F-HR)
Executive Summary
- Trading Significance: Low
- Key Takeaway: Quantum Financial Planning Services, Inc. has filed its quarterly Form 13F-HR, disclosing $247.3 million in assets under management across 49 positions as of September 30, 2025. The portfolio is heavily concentrated in low-cost, diversified ETFs, with the top five holdings comprising over 82% of the total value, signaling a conservative, passive investment strategy.
- Market Impact: Due to the passive nature of the holdings (primarily broad-market ETFs) and the moderate size of the fund, this filing is not expected to have a significant impact on the market or the underlying securities.
Filer Information
| Field | Value |
|---|---|
| Filer Name | Quantum Financial Planning Services, Inc. |
| CIK | 0002050169 |
| Total Portfolio Value | $247,264,742 |
| Number of Holdings | 49 |
| Report Period | 2025-09-30 |
Transaction Details
| Field | Value |
|---|---|
| Form Type | 13F-HR |
| Filing Date | 2025-10-14 |
| Accession Number | 0002050169-25-000006 |
Portfolio Analysis
The portfolio demonstrates a clear preference for diversified, low-cost exchange-traded funds (ETFs) spanning equities and fixed income. This suggests a strategy focused on long-term growth and capital preservation through broad market exposure rather than individual stock picking.
Top Holdings
| Holding | Ticker | Value (USD) | % of Portfolio |
|---|---|---|---|
| VANGUARD SCOTTSDALE FDS (SHRT TRM CORP BD) | VCSH | $62,684,341 | 25.35% |
| VANGUARD INDEX FDS (GROWTH ETF) | VUG | $58,800,218 | 23.78% |
| SPDR SERIES TRUST (PORTFOLIO S&P500) | SPLG | $37,680,022 | 15.24% |
| VANGUARD MALVERN FDS (CORE BD ETF) | BND | $26,718,541 | 10.81% |
| DIMENSIONAL ETF TRUST (INTL CORE EQUITY) | DFIC | $18,180,612 | 7.35% |
| CAPITAL GROUP CORE BALANCED | CGBL | $9,618,003 | 3.89% |
| CAPITAL GROUP DIVIDEND VALUE | CGDV | $5,393,498 | 2.18% |
Investment Insights
Positive Market Indicators
- Diversification: The heavy allocation to broad-market and international ETFs indicates a well-diversified approach, reducing single-stock risk.
- Cost-Effective Strategy: The reliance on ETFs is a common strategy for registered investment advisors (RIAs) to provide market returns in a cost-effective manner for their clients.
- Balanced Approach: The portfolio includes significant allocations to both equity (VUG, SPLG) and fixed income (VCSH, BND) funds, reflecting a balanced risk profile.
Risk Factors
- Passive Management: This portfolio will largely perform in line with the broader market. It is not structured to generate alpha or outperform during market downturns beyond the effects of its bond allocation.
- High Concentration in ETFs: While the ETFs themselves are diversified, over 82% of the portfolio is concentrated in just five funds. The performance is therefore highly dependent on the performance of these specific ETFs.
Key Takeaways
- Conservative Strategy: Quantum Financial employs a conservative, passive investment strategy for its clients, relying on established ETFs for market exposure.
- Significant Fixed Income Allocation: Nearly 36% of the portfolio is in short-term and total market bond funds, suggesting a focus on capital preservation and income generation.
- Limited Individual Stock Exposure: The filing includes positions in individual stocks like Apple, Amazon, and Microsoft, but they represent a much smaller portion of the overall portfolio compared to the core ETF holdings.
Contextual Analysis
Filing Significance
Form 13F-HR is a mandatory quarterly report for institutional investment managers with at least $100 million in assets under management. It provides a snapshot of the institution's long positions in publicly traded securities as of the end of the quarter. It does not include short positions, cash, or other asset classes.
Filer Context
Quantum Financial Planning Services, Inc. operates as a financial planning and investment management firm. This 13F filing reflects the aggregated holdings across their client accounts, aligning with a typical advisory model that prioritizes diversification and long-term goals.
IMPORTANT DISCLAIMER: This analysis is for informational purposes only and is not intended as investment advice. The information presented is based on publicly available SEC filings and should not be construed as a recommendation to buy, sell, or hold any securities. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Please consult with a qualified financial advisor before making any investment decisions.
Analysis generated on 2025-10-14 | Data source: SEC EDGAR
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Important Disclaimer
This content is drawn from public SEC filings and may contain errors. It is for informational purposes only and is not investment, legal, or tax advice.
Nothing here is a recommendation to buy, sell, or hold any security. Do your own due diligence.