SEC Filing Analysis: SECURED RETIREMENT ADVISORS, LLC

Executive Summary

• Trading Significance: Medium
• Key Takeaway: SECURED RETIREMENT ADVISORS, LLC filed its quarterly Form 13F-HR, disclosing $179.08 million in assets under management across 122 holdings as of September 30, 2025. The portfolio shows a strong concentration in large-cap U.S. equities and ETFs.
• Market Impact: As a routine quarterly disclosure from a moderately sized advisory firm, the direct market impact is expected to be low. However, the data contributes to the broader understanding of institutional sentiment and positioning in the market.

Filer Information

Field	Value
Filer Name	SECURED RETIREMENT ADVISORS, LLC
CIK	0002012356
Type	Institutional Investment Manager
Total AUM	$179,079,534

Filing Summary

Field	Value
Form Type	13F-HR
Filing Date	2025-10-15
Period of Report	2025-09-30
Total Holdings	122
Total Value	$179,079,534

Portfolio Analysis

Top 10 Holdings by Value

Issuer	Ticker (if available)	Value (USD)	Shares
EA SERIES TRUST (STRIVE 500 ETF)	STRV	$9,350,461	216,446
NVIDIA CORPORATION	NVDA	$7,319,551	39,230
MICROSOFT CORP	MSFT	$7,309,017	14,111
APPLE INC	AAPL	$6,301,118	24,746
PIMCO ETF TR (ACTIVE BD ETF)	BOND	$5,364,280	57,464
CORNING INC	GLW	$4,401,423	53,656
AMAZON COM INC	AMZN	$3,663,086	16,683
ALPHABET INC	GOOGL	$3,499,122	14,394
CONSOLIDATED EDISON INC	ED	$3,224,952	32,083
COLGATE PALMOLIVE CO	CL	$2,774,670	34,709

Sector & Asset Allocation Insights

• Dominant Sector: The portfolio is heavily weighted towards Information Technology, with NVIDIA, Microsoft, Apple, and Alphabet among the top holdings.
• ETF Strategy: A significant portion of the portfolio is allocated to ETFs, including broad market (STRV), bond (BOND), and international funds, indicating a strategy of diversification and risk management.
• Key Themes: The holdings suggest a bullish stance on U.S. large-cap growth stocks, balanced with positions in stable dividend-paying companies (Consolidated Edison, Colgate-Palmolive) and fixed-income ETFs.

Contextual Analysis

Filing Purpose

Form 13F-HR is a mandatory quarterly report filed by institutional investment managers with at least $100 million in assets under management. It discloses their long U.S. equity positions at the end of the quarter.

Data Limitations

• Time Lag: The data is as of September 30, 2025, and may not reflect the firm's current positions, as they could have bought or sold assets since that date.
• Scope: 13F filings do not include short positions, cash holdings, or non-U.S. securities, providing an incomplete picture of the firm's overall strategy.

Investment Insights

Positive Market Indicators

• Conviction in Big Tech: The substantial positions in major technology companies like NVIDIA and Microsoft reflect a continued belief in their long-term growth prospects.
• Diversified Approach: The use of various ETFs across different asset classes (equity, bonds, commodities) suggests a sophisticated and risk-aware portfolio construction.

Risk Factors

• Concentration Risk: While diversified, the portfolio has a notable concentration in the tech sector, making it susceptible to volatility within that industry.
• Stale Data: Relying on this 45-day-old data for investment decisions is risky, as the manager's sentiment and positions could have shifted with market conditions.

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IMPORTANT DISCLAIMER: This analysis is for informational purposes only and is not intended as investment advice. The information presented is based on publicly available SEC filings and should not be construed as a recommendation to buy, sell, or hold any securities. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Please consult with a qualified financial advisor before making any investment decisions.

Analysis generated on 2025-10-15 | Data source: SEC EDGAR