SEC Filing Analysis: CULTIVAR CAPITAL, INC. (13F-HR)

Executive Summary

• Trading Significance: Low
• Key Takeaway: CULTIVAR CAPITAL, INC. has disclosed its holdings as of September 30, 2025, in a mandatory 13F-HR filing. The report details a portfolio valued at approximately $150 million across 41 positions, with a significant concentration in various ETFs.
• Market Impact: As a routine quarterly disclosure from a fund of this size, the direct market impact is expected to be minimal. However, it provides insight into the firm's investment strategy and sector allocations heading into the fourth quarter.

Filer Information

Field	Value
Company	CULTIVAR CAPITAL, INC.
CIK	0001989476
Total Portfolio Value	$149,945,453
Report Period	2025-09-30

Filing Details

Field	Value
Form Type	13F-HR (Holdings Report)
Filing Date	2025-10-14
Accession Number	0001989476-25-000008

Portfolio Analysis

This filing is a snapshot of the firm's holdings at the end of the third quarter and does not detail individual buy or sell transactions. The portfolio demonstrates a blended strategy of using broad-market and sector-specific ETFs combined with individual common stock positions.

Top 5 Holdings

Issuer	Title/Class	Value (USD)	Shares
ETF OPPORTUNITIES TRUST	CULTIVAR ETF	$35,261,619	1,252,117
ISHARES TR	CORE US AGGBD ET	$23,970,878	239,111
VANECK ETF TRUST	GOLD MINERS ETF	$19,055,459	249,417
WEYERHAEUSER CO MTN BE	COM NEW	$13,940,954	562,362
EA SERIES TRUST	ALPHA ARCHITECT	$13,641,696	152,365

Investment Insights

Key Observations

1. ETF Dominance: The top three holdings, accounting for over 50% of the reported value, are ETFs. This indicates a core strategy built around diversified, passive, or factor-based fund investments.
2. Proprietary Fund Focus: The largest single holding is the firm's own 'CULTIVAR ETF', which comprises approximately 23.5% of the total portfolio value. This is a common practice for investment managers to seed or support their own products.
3. Sector Bets: Beyond broad market funds, the portfolio shows positions in specific sectors like Gold Miners (GDX), Natural Resources, and individual stocks in materials (Martin Marietta), technology (IBM, Apple), and energy (Exxon Mobil).
4. Diversified Equities: The remainder of the portfolio is spread across well-known large-cap names such as Apple, JPMorgan Chase, and Johnson & Johnson, suggesting a diversified approach to individual stock selection.

Contextual Analysis

Filing Type Explanation

A Form 13F-HR is a quarterly report filed by institutional investment managers with at least $100 million in equity assets under management. It discloses their long positions in U.S. equities, providing a transparent look at their portfolio at the end of each quarter. It does not include short positions, cash, or certain other asset classes.

Strategic Implications

The portfolio structure suggests that Cultivar Capital employs a core-satellite strategy. The 'core' is composed of broad bond and proprietary ETFs, while the 'satellites' are tactical allocations to specific sectors (like gold and natural resources) and individual stocks, likely based on the firm's fundamental analysis.

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IMPORTANT DISCLAIMER: This analysis is for informational purposes only and is not intended as investment advice. The information presented is based on publicly available SEC filings and should not be construed as a recommendation to buy, sell, or hold any securities. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Please consult with a qualified financial advisor before making any investment decisions.

Analysis generated on 2025-10-14 | Data source: SEC EDGAR