SEC Filing Analysis: TILIA FIDUCIARY PARTNERS, INC.

Executive Summary

• Trading Significance: Low
• Key Takeaway: TILIA FIDUCIARY PARTNERS, INC. filed a 13F-HR report disclosing $172.9 million in assets under management as of September 30, 2025. The portfolio shows a strong concentration in large-cap U.S. equities, particularly in the technology and financial sectors.
• Market Impact: As a standard quarterly holding report from a mid-sized fiduciary, this filing is not expected to have a significant impact on the market or the individual securities listed.

Filer Information

Field	Value
Filer Name	TILIA FIDUCIARY PARTNERS, INC.
CIK	0001910210
Report Type	13F-HR (Holdings Report)
Total Portfolio Value	$172,894,506
Number of Holdings	114
Period of Report	2025-09-30

Portfolio Highlights: Top 10 Holdings

Issuer	Ticker (if applicable)	Value (USD)	Shares
APPLE INC	AAPL	$7,606,409	29,872
MICROSOFT	MSFT	$6,521,018	12,590
GOOGLE INC	GOOGL	$5,076,410	20,882
BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK.B	$4,397,970	8,748
VISA INC	V	$3,988,767	11,684
MCKESSON CORP	MCK	$3,915,298	5,068
ORACLE CORPORATION	ORCL	$3,734,978	13,280
WALMART INC COM	WMT	$3,749,656	36,383
KLA-TENCOR CORP	KLAC	$3,579,375	3,319
ADVANCED MICRO DEVICES INC COM	AMD	$3,237,256	20,009

Portfolio Analysis

Portfolio Composition

The portfolio is heavily weighted towards well-established, large-cap companies. The top holdings are dominated by technology giants like Apple, Microsoft, and Google, indicating a belief in the continued growth of this sector. The presence of financials (Visa, Berkshire Hathaway) and healthcare (McKesson) suggests a diversified approach within the large-cap space. The inclusion of various ETFs, such as those tracking the S&P 500, mid-cap, and small-cap indices, points to a core-satellite investment strategy.

Investment Strategy Insights

The holdings suggest a long-term, growth-oriented strategy, balanced with stable, blue-chip names. The firm utilizes both individual stock picking and broad market exposure through ETFs. The lack of significant changes typically associated with activist investors or short-term traders reinforces the image of a fiduciary managing assets with a long-term perspective.

Significance for Investors

13F filings provide a valuable, albeit delayed, snapshot of institutional sentiment. For retail investors, these filings can offer ideas for research and confirm which large players are invested in certain stocks. However, it's crucial to remember that this data is backward-looking (as of Sept 30, 2025) and does not include short positions, cash holdings, or other asset classes. It represents a piece of the puzzle, not the whole picture.

Contextual Analysis

Filing Context

This Form 13F-HR is a mandatory quarterly report required by the SEC for institutional investment managers with over $100 million in qualifying assets under management. Its purpose is to increase the public availability of information regarding the securities holdings of institutional investors.

Market Considerations

The filing reflects the firm's positions at the end of Q3 2025. Investors should consider market events and price changes that have occurred between the report date (September 30) and the filing date (October 10) when interpreting this data.

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IMPORTANT DISCLAIMER: This analysis is for informational purposes only and is not intended as investment advice. The information presented is based on publicly available SEC filings and should not be construed as a recommendation to buy, sell, or hold any securities. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Please consult with a qualified financial advisor before making any investment decisions.

Analysis generated on 2025-10-10 | Data source: SEC EDGAR