SEC Filing Analysis: Matthew Goff Investment Advisor, LLC

Executive Summary

• Trading Significance: Medium
• Key Takeaway: Matthew Goff Investment Advisor, LLC has filed its quarterly Form 13F-HR, disclosing $585.1 million in assets under management across 96 positions as of September 30, 2025. The portfolio shows a strong concentration in mega-cap technology and large financial institutions.
• Market Impact: This filing provides transparency into the positioning of a mid-sized institutional investor. While not market-moving on its own, it contributes to a broader understanding of institutional sentiment, particularly the continued confidence in established blue-chip stocks.

Filer Information

Field	Value
Filer Name	Matthew Goff Investment Advisor, LLC
CIK	0000935359
Business Address	11 GREENWAY PLAZA, SUITE 1425, HOUSTON, TX 77046

Portfolio Summary

Field	Value
Form Type	13F-HR (Holdings Report)
Filing Date	2025-10-15
Period of Report	2025-09-30
Total Portfolio Value	$585,104,867
Number of Holdings	96

Top 10 Holdings

Issuer	CUSIP	Value (USD)	Share Count
MICROSOFT CORP	594918104	$60,019,919	115,880
BERKSHIRE HATHAWAY INC DEL	084670702	$46,884,386	93,258
ALPHABET INC	02079K107	$30,544,465	125,414
BANK NEW YORK MELLON CORP	064058100	$29,741,745	272,960
BANK AMERICA CORP	060505104	$25,390,312	492,156
VISA INC	92826C839	$23,850,499	69,865
ORACLE CORP	68389X105	$23,035,998	81,909
ISHARES TR (IBONDS DEC25 ETF)	46434VBD1	$19,162,940	760,736
AMERICAN EXPRESS CO	025816109	$17,871,293	53,803
ISHARES TR (S&P 500 VAL ETF)	464287408	$17,495,081	84,718

Portfolio Analysis

Sector Concentration

• Technology: The portfolio is heavily weighted towards technology, with Microsoft, Alphabet, and Oracle representing top positions. This indicates a bullish long-term stance on the sector's established leaders.
• Financials: A significant allocation to financials is evident through major holdings in Berkshire Hathaway, Bank of New York Mellon, Bank of America, and Visa. This suggests a belief in the stability and continued performance of the financial services industry.
• ETFs: The inclusion of various iShares and Invesco ETFs, particularly bond ETFs (iBonds), indicates a strategy of diversification and fixed-income exposure to balance the equity-heavy positions.

Investment Strategy Insights

• Blue-Chip Focus: The fund manager demonstrates a clear preference for large-cap, well-established companies with strong market positions (blue-chips).
• Diversified Core: While top-heavy, the portfolio contains 96 distinct positions, suggesting a core-satellite approach where large, stable companies are complemented by smaller positions and ETFs for broader market exposure.
• No Voting Power: A notable detail across all holdings is that the firm reports zero 'Sole' or 'Shared' voting authority, with all shares listed under 'None'. This is a common practice for investment advisors where voting rights are retained by the clients.

Contextual Analysis

Nature of 13F Filings

It is crucial to remember that 13F filings are backward-looking. This report reflects holdings as of September 30, 2025, and the positions may have changed since that date. The filing does not disclose short positions, cash holdings, or certain other asset classes, providing an incomplete picture of the firm's overall strategy.

Market Conditions

This Q3 2025 report follows a period of market activity that would have influenced these holdings. Analyzing the portfolio against the market trends of July-September 2025 would provide further insight into whether the manager was following trends or taking a contrarian stance.

Risk Assessment

Risk Level: Low

Interpretation Risks

• Stale Data: The primary risk in analyzing a 13F is acting on outdated information. These holdings are over 45 days old by the time of filing.
• Incomplete Picture: The report does not show the firm's entire book of business. It omits short positions, which could be hedging the long positions shown here.
• 'Cloning' Risk: Attempting to replicate this portfolio (known as 'cloning') is risky without understanding the manager's entry points, investment thesis, and overall risk management strategy.

---

IMPORTANT DISCLAIMER: This analysis is for informational purposes only and is not intended as investment advice. The information presented is based on publicly available SEC filings and should not be construed as a recommendation to buy, sell, or hold any securities. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Please consult with a qualified financial advisor before making any investment decisions.

Analysis generated on 2025-10-15 | Data source: SEC EDGAR