Defined Financial Planning LLC Discloses $120.5M in Q3 Holdings
Defined Financial Planning LLC
Filing Summary
Defined Financial Planning LLC Discloses $120.5M in Q3 Holdings
Filer: Defined Financial Planning LLC Form: 13F-HR | Filed: 2025-10-15 Significance: Low
Filing Summary: • Type: Quarterly Holdings Report • Report Period End: 2025-09-30 • Total Holdings Value: $120,553,737 • Number of Holdings: 65
Key Insight: This is a routine quarterly disclosure of the firm's long positions as of the end of Q3 2025. The portfolio shows significant allocation to various ETFs and large-cap stocks.
Top 5 Holdings by Value:
- Schwab US Large-Cap Growth ETF: $14.19M
- WisdomTree U.S. Quality Dividend Growth Fund: $9.43M
- JPMorgan U.S. Value Factor ETF: $7.48M
- WisdomTree Dynamic Currency Hedged International Equity Fund: $6.94M
- WisdomTree Yield Enhanced U.S. Aggregate Bond Fund: $6.73M
This is PUBLIC SEC data for educational purposes. Not investment advice.
Comprehensive Analysis
SEC Filing Analysis: Defined Financial Planning LLC (13F-HR)
Executive Summary
- Trading Significance: Low
- Key Takeaway: Defined Financial Planning LLC, an institutional investment manager, has filed its quarterly Form 13F-HR, disclosing $120.55 million in assets under management across 65 positions as of September 30, 2025. The portfolio is heavily weighted towards ETFs, indicating a strategy focused on diversified, broad market exposure.
- Market Impact: Individual 13F filings from managers of this size typically have a negligible immediate impact on the market. The data is more valuable for long-term analysis of institutional trends and for understanding the manager's investment strategy.
Filer Information
| Field | Value |
|---|---|
| Filer Name | Defined Financial Planning LLC |
| CIK | 0002056559 |
| Filing Type | 13F-HR (Holdings Report) |
| Period of Report | 2025-09-30 |
Holdings Summary
This report details the managed assets as of the end of the third quarter. It does not represent individual trades but a snapshot of the portfolio.
| Field | Value |
|---|---|
| Total Holdings Value | $120,553,737 |
| Total Number of Holdings | 65 |
Top 10 Holdings by Market Value
| Issuer | Class | Value (USD) | Shares |
|---|---|---|---|
| SCHWAB STRATEGIC TR | US LCAP GR ETF | $14,187,500 | 436,270 |
| WISDOMTREE TR | US QTLY DIV GRT | $9,426,466 | 105,749 |
| J P MORGAN EXCHANGE TRADED F | US VALUE FACTR | $7,477,541 | 155,620 |
| WISDOMTREE TR | DYNAMIC INTL EQT | $6,937,940 | 164,875 |
| WISDOMTREE TR | YIELD ENHANCD US | $6,731,940 | 152,014 |
| NORTHERN LTS FD TR IV | MAIN SECTR ROTN | $6,549,498 | 102,705 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | $6,033,893 | 138,870 |
| WISDOMTREE TR | EM EX ST-OWNED | $5,271,567 | 136,181 |
| NVIDIA CORPORATION | COM | $3,498,913 | 18,502 |
| APPLE INC | COM | $3,239,169 | 12,552 |
Portfolio Analysis
Strategy & Composition
- Dominance of ETFs: The top holdings are overwhelmingly composed of Exchange-Traded Funds (ETFs), spanning various strategies like large-cap growth, dividend growth, value factor, and international equity. This points to a top-down, diversified asset allocation model rather than concentrated single-stock picking.
- Core Large-Cap Exposure: Beyond the ETFs, the presence of individual stocks like NVIDIA, Apple, Microsoft, and Amazon highlights a focus on established, large-cap technology and growth companies.
- Diversification: The portfolio includes exposure to bonds (Vanguard Intermed Term, WisdomTree Mortgage Plus), international markets, and commodities (SPDR Gold Shares), indicating a well-diversified approach aimed at managing risk.
Investment Insights
Positive Market Indicators
- Continued investment in major technology leaders (NVIDIA, Apple, Microsoft) shows confidence in the sector's long-term growth.
- A significant allocation to factor-based and strategic ETFs suggests a sophisticated approach to capturing market alpha beyond simple indexing.
Risk Factors & Considerations
- Lagged Data: 13F filings are submitted up to 45 days after the quarter's end. These holdings are as of September 30, 2025, and may not reflect the current portfolio.
- Limited Scope: The report only includes long positions in US-listed securities. It does not show short positions, cash, or other asset classes, providing an incomplete picture of the firm's overall strategy.
Contextual Analysis
Purpose of Form 13F-HR
Form 13F-HR is a mandatory quarterly report for institutional investment managers with at least $100 million in qualifying assets under management. Its purpose is to increase the public availability of information regarding the securities holdings of institutional investors. This filing by Defined Financial Planning LLC fulfills that regulatory requirement.
IMPORTANT DISCLAIMER: This analysis is for informational purposes only and is not intended as investment advice. The information presented is based on publicly available SEC filings and should not be construed as a recommendation to buy, sell, or hold any securities. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Please consult with a qualified financial advisor before making any investment decisions.
Analysis generated on 2025-10-15 | Data source: SEC EDGAR
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Important Disclaimer
This content is drawn from public SEC filings and may contain errors. It is for informational purposes only and is not investment, legal, or tax advice.
Nothing here is a recommendation to buy, sell, or hold any security. Do your own due diligence.