SEC Filing Analysis: FC Advisory LLC (13F-HR)

Executive Summary

• Trading Significance: Low
• Key Takeaway: FC Advisory LLC has filed its quarterly Form 13F-HR, disclosing $341.9 million in assets under management across 116 positions as of September 30, 2025. The portfolio shows a strong preference for diversified, low-cost ETFs from major providers like Vanguard and iShares.
• Market Impact: The filing is informational and represents a standard disclosure. It is not expected to have a direct impact on the market or the individual securities listed, as the data is over a month old.

Filer Information

Field	Value
Filer Name	FC Advisory LLC
CIK	0001683754
Ticker Symbol	null (Private Entity)
Total Holdings Value	$341,867,259
Number of Holdings	116

Filing Details

Field	Value
Form Type	13F-HR (Holdings Report)
Filing Date	2025-10-10
Period of Report	2025-09-30
Accession Number	0001683754-25-000007

Portfolio Analysis

This filing is a holdings report, not an insider transaction. It details the managed assets of an institutional investor.

Top 5 Holdings by Value

1. VANGUARD WORLD FD (MEGA GRWTH IND): $37,798,683
2. VANGUARD INTL EQUITY INDEX F (ALLWRLD EX US): $28,612,337
3. VANGUARD INDEX FDS (EXTEND MKT ETF): $27,343,748
4. VANGUARD INDEX FDS (GROWTH ETF): $18,940,343
5. ISHARES TR (CORE US AGGBD ET): $14,027,683

Portfolio Composition

• The portfolio is heavily weighted towards exchange-traded funds (ETFs), indicating a strategy focused on broad market diversification rather than individual stock picking.
• The top holdings suggest a strategic allocation to U.S. large-cap growth, international equities, and extended market funds.
• A significant portion of the portfolio is also allocated to fixed-income ETFs, providing balance and diversification.

Investment Insights

Positive Market Indicators

• Diversification: The large number of holdings (116) and reliance on broad-market ETFs suggest a risk-managed approach.
• Cost-Effective Strategy: The preference for Vanguard and iShares ETFs, known for their low expense ratios, points to a cost-conscious investment philosophy.

Risk Factors

• Backward-Looking Data: The holdings are reported as of September 30, 2025, and may not reflect the firm's current portfolio.
• Limited Scope: 13F filings do not require the disclosure of short positions, cash, or certain other asset classes, providing an incomplete picture of the firm's overall strategy.

Key Takeaways

1. Significant AUM: FC Advisory LLC manages over $341 million in reportable assets.
2. ETF-Centric Strategy: The firm's primary investment vehicle appears to be ETFs, focusing on diversification and market tracking.
3. Growth and International Tilt: The top positions indicate a significant bet on U.S. mega-cap growth stocks and a substantial allocation to international markets outside the U.S.

Contextual Analysis

Filing Significance

As a mandatory quarterly report for institutional investment managers with over $100 million in AUM, this 13F-HR filing is a routine disclosure. Its primary value for other investors is in tracking institutional sentiment and understanding the positioning of different market participants over time.

Company Context

FC Advisory LLC is a registered investment advisor. This filing fulfills its regulatory obligation under Section 13(f) of the Securities Exchange Act of 1934. The contents are consistent with the activities of a diversified asset management firm.

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IMPORTANT DISCLAIMER: This analysis is for informational purposes only and is not intended as investment advice. The information presented is based on publicly available SEC filings and should not be construed as a recommendation to buy, sell, or hold any securities. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Please consult with a qualified financial advisor before making any investment decisions.

Analysis generated on 2025-10-11 | Data source: SEC EDGAR