BNY Reports Q3 2026 Results: Diluted EPS Reaches $2.34, Up 24% YoY

Executive Summary

On October 15, 2026, The Bank of New York Mellon Corporation (NYSE: BNY) reported financial results for the third quarter of 2026 under Item 2.02 and Item 7.01 of Form 8-K.

Key Financial Highlights

• Diluted EPS: $2.34, representing an increase of 24% year-over-year and a decrease of 4% quarter-over-quarter.
• Total Revenue: $5,676 million, up 12% YoY and flat sequentially.
  • Fee Revenue: $4,078 million, increasing 12% YoY and 1% QoQ.
  • Net Interest Income: $1,423 million, up 15% YoY and down 2% QoQ.
  • Investment and Other Revenue: $175 million.
• Noninterest Expense: $3,489 million, up 8% YoY and up 1% QoQ.
• Provision for Credit Losses: $1 million.
• Net Income to Common Shareholders: $1,608 million, up 20% YoY and down 5% QoQ.

Profitability & Balance Sheet Metrics

• Pre-Tax Operating Margin: 38.5% (compared to 36.4% in 3Q25 and 39.8% in 2Q26).
• Return on Equity (ROE): 16.0% (vs. 13.7% in 3Q25).
• Return on Tangible Common Equity (ROTCE): 29.0% (vs. 25.6% in 3Q25).
• Assets Under Custody and/or Administration (AUC/A): $63.4 trillion, up 10% YoY.
• Assets Under Management (AUM): $2.2 trillion, up 2% YoY.
• Average Deposits: $311 billion, up 4% YoY and down 1% QoQ.
• Capital Ratios: Common Equity Tier 1 (CET1) ratio stood at 10.9%; Tier 1 leverage ratio was 5.7%.

Capital Return

BNY returned approximately $1.4 billion to common shareholders in 3Q26, comprising:

• Common Dividends: $436 million
• Share Repurchases: $937 million
• Year-to-Date Payout Ratio: 86%