SEC Filing Analysis: Western Union CO (WU)

Executive Summary

• Trading Significance: Low
• Key Takeaway: Director Martin I. Cole received a scheduled grant of 20,921 Restricted Stock Units (RSUs).
• Market Impact: Neutral; routine compensation event with no immediate market signal.

Company Information

Field	Value
Company	Western Union CO
Ticker Symbol	WU
CIK	0001365135
Industry	Business Services

Insider Information

Field	Value
Name	Cole Martin I
CIK	0001302874
Title/Position	Director
Relationship	Director

Transaction Details

Field	Value
Form Type	4
Transaction Date	2026-03-02
Transaction Code	A (Grant)
Security Type	Common Stock
Shares Involved	20,921
Price Per Share	$0.00
Total Cost	$0.00
Shares Owned After	120,018
Ownership Type	Direct

Financial Impact Assessment

Transaction Materiality

Metric	Value
Est. Grant Value	~$208,500 (at ~$9.97/share)
% of Market Cap	~0.0066%
Shares Transacted	20,921
% of Shares Outstanding	0.0066%
Post-Transaction Ownership	120,018 shares (0.038% of outstanding)
Materiality Assessment	Low

Impact Evaluation

• Market Cap Context: With a market capitalization of $3.17 billion, this grant is financially immaterial to the company's balance sheet.
• Ownership Concentration: The insider holds approximately 0.038% of the company following this transaction.
• Dilution Impact: The issuance of 20,921 shares represents a negligible dilution of 0.0066% to existing shareholders.
• Transaction Significance: As a standard compensation grant (Code A), this does not reflect insider sentiment regarding stock valuation.

Market Impact Analysis

Stock Impact Prediction

• Direction: Neutral
• Reasoning: This is a non-open market transaction representing standard board compensation. It provides no signal regarding the director's outlook on the stock price.

Volume & Sentiment

• Expected Volume Impact: None.
• Sentiment Indicator: Neutral.

Additional Context

Transaction Notes

• Vesting Terms: The footnotes indicate these are restricted stock units (RSUs) which vest in full on March 2, 2027, subject to continued service.
• Transaction Code: Code 'A' indicates a grant, award, or other acquisition, typically part of an equity incentive plan.