Martel Wealth Advisors Reveals $570M Q3 Portfolio Holdings
Martel Wealth Advisors Inc
Filing Summary
Martel Wealth Advisors Files Q3 13F Portfolio
Filer: Martel Wealth Advisors Inc Form: 13F-HR | Filed: 2025-10-14 Significance: Medium
Portfolio Snapshot (as of 2025-09-30): • Total Value: $570.8 million • Total Holdings: 70
Top 5 Holdings by Value:
- VANGUARD MALVERN FDS (CORE BD ETF):
$113.2M - VANGUARD INDEX FDS (GROWTH ETF):
$110.1M - VANGUARD WHITEHALL FDS (HIGH DIV YLD):
$99.8M - VANGUARD BD INDEX FDS (SHORT TRM BOND):
$66.2M - ISHARES TR (CORE MSCI EAFE):
$23.9M
Key Insight: The filing reveals a heavily diversified portfolio with a strong emphasis on broad-market Vanguard ETFs, particularly in bonds and growth/dividend strategies. This suggests a long-term, index-based approach for its clients.
This is PUBLIC SEC data for educational purposes. Not investment advice.
Comprehensive Analysis
SEC Filing Analysis: Martel Wealth Advisors Inc
Executive Summary
- Trading Significance: Medium
- Key Takeaway: Martel Wealth Advisors disclosed $570.8 million in assets under management for Q3 2025. The portfolio is overwhelmingly concentrated in diversified, low-cost bond and equity ETFs, primarily from Vanguard, signaling a conservative, index-driven investment strategy for its clients.
- Market Impact: This filing provides a transparent look into the strategy of a mid-sized wealth advisor. It is unlikely to cause significant market moves in the underlying assets due to its diversified nature, but it reinforces the trend of using ETFs for core portfolio construction.
Filer Information
| Field | Value |
|---|---|
| Filer Name | Martel Wealth Advisors Inc |
| CIK | 0002039437 |
| Total Portfolio Value | $570,828,266 |
| Reporting Period | 2025-09-30 |
Portfolio Summary
This Form 13F-HR is a snapshot of holdings and does not detail individual transactions. The portfolio consists of 70 positions, dominated by large ETF holdings.
Top 10 Holdings by Value
| Issuer | Security Type | Value (USD) |
|---|---|---|
| VANGUARD MALVERN FDS | CORE BD ETF | $113,226,514 |
| VANGUARD INDEX FDS | GROWTH ETF | $110,136,422 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | $99,863,501 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | $66,278,419 |
| ISHARES TR | CORE MSCI EAFE | $23,928,091 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | $16,751,715 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | $15,326,596 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | $14,649,899 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | $11,262,115 |
| ISHARES TR | NATIONAL MUN ETF | $10,505,877 |
Portfolio Analysis
Strategy Assessment
- Direction: Neutral / Diversified
- Reasoning: The portfolio's top holdings, which constitute a vast majority of the total AUM, are broad-market bond and equity ETFs. This indicates a strategy focused on diversification, risk management, and capturing overall market returns rather than making high-conviction bets on individual stocks.
Key Holdings Insights
- ETF Dominance: The top holdings are almost exclusively ETFs, highlighting a passive or semi-passive investment philosophy.
- Fixed Income Allocation: A significant portion of the portfolio is allocated to bond ETFs (Core Bond, Short-Term Bond, National Muni), suggesting a focus on capital preservation and income generation.
- Equity Style: The equity exposure is split between growth, value, and high-dividend yield ETFs, creating a balanced exposure to different market factors.
- Top Individual Stock: The largest single-stock position is in Amazon.com, Inc. (AMZN) with a value of approximately $7.5 million, followed by Tesla, Inc. (TSLA) at $2.1 million. These represent relatively small allocations compared to the core ETF positions.
Investment Insights
Positive Market Indicators
- The strategy reflects a disciplined, long-term approach that is common among wealth advisors managing client funds for retirement and wealth preservation.
- The use of low-cost ETFs is generally seen as a prudent way to gain market exposure.
Risk Factors
- The portfolio's performance is highly correlated with the broader market. A significant market downturn would negatively impact the majority of the holdings.
- The large allocation to bond funds exposes the portfolio to interest rate risk. Rising rates could negatively affect the value of these holdings.
Key Takeaways
- Index-Based Strategy: Martel Wealth Advisors employs a core strategy built on diversified, low-cost ETFs.
- Significant Bond Exposure: The portfolio has a substantial allocation to fixed income, indicating a potentially conservative risk profile for its client base.
- Limited Single-Stock Risk: Individual stock positions are minimal compared to the overall portfolio size, limiting exposure to idiosyncratic risk.
IMPORTANT DISCLAIMER: This analysis is for informational purposes only and is not intended as investment advice. The information presented is based on publicly available SEC filings and should not be construed as a recommendation to buy, sell, or hold any securities. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Please consult with a qualified financial advisor before making any investment decisions.
Analysis generated on 2025-10-14 | Data source: SEC EDGAR
Get Real-Time Alerts
Join our community to receive instant notifications when high-significance filings are published
Important Disclaimer
This content is drawn from public SEC filings and may contain errors. It is for informational purposes only and is not investment, legal, or tax advice.
Nothing here is a recommendation to buy, sell, or hold any security. Do your own due diligence.