Wilson Bank Holding Co Reports Strong 9M 2026 Financial Results

Overview

Wilson Bank Holding Company filed a Form 8-K under Items 2.02 and 7.01 on October 9, 2026, furnishing a shareholder letter (Exhibit 99.1) detailing performance highlights for the nine months ended September 30, 2026.

Key Financial Metrics (Nine Months Ended September 30, 2026)

• Net Income: $65.3 million, an increase of 22.4% compared to the nine months ended September 30, 2025.
• Diluted Earnings Per Share (EPS): $5.29, up 19.4% from $4.43 for the prior-year period.
• Total Assets: $6.116 billion, up 4.0% ($237.2 million) from December 31, 2025.
• Total Loans: $4.550 billion, an increase of 4.6% ($199.1 million) from year-end 2025.
• Total Deposits: $5.449 billion, up 3.9% ($204.8 million) from December 31, 2025.
• Shareholders' Equity: $599.4 million, an increase of 3.0% ($17.7 million) from year-end 2025.
• Recent Stock Transaction Price: $85.00 per share based on the latest transaction settled on company books.

Operational & Strategic Highlights

• Branch Expansion: Construction continues on a 33rd full-service location at Sewart's Landing in Smyrna, Tennessee, planned to open in early 2027.
• Market Share: Top deposit market share positions retained across core operating counties in Tennessee according to June 30, 2026 FDIC data.