Ally Financial Inc. Closes $750M Senior Notes Offering Due 2030

Offering Overview

On September 16, 2026, Ally Financial Inc. completed the issuance and sale of $750,000,000 aggregate principal amount of 5.525% Fixed-to-Floating Rate Senior Notes due 2030.

Key Terms & Structure

• Issuer: Ally Financial Inc.
• Principal Amount: $750,000,000
• Security: 5.525% Fixed-to-Floating Rate Senior Notes due 2030
• Maturity Date: 2030
• Agreement Date: September 9, 2026
• Issue Date: September 16, 2026
• Registration: Issued pursuant to Form S-3 shelf registration statement (File No. 333-290659), effective October 1, 2025.
• Governing Indenture: Indenture dated July 1, 1982, as supplemented and amended, with The Bank of New York Mellon as trustee.
• Underwriting Representatives: BofA Securities, Inc., J.P. Morgan Securities LLC, TD Securities (USA) LLC, and Wells Fargo Securities, LLC.

Capital Structure & Market Impact

This debt issuance is part of Ally's routine liquidity and capital management operations to support financing and general corporate requirements. The transaction represents standard fixed-to-floating senior debt refinancing/issuance with low direct dilution impact on equity holders.