Mitsubishi UFJ Financial Group Files Preliminary Prospectus Supplement for Multi-Tranche Senior Notes Offering

Offering Overview

Mitsubishi UFJ Financial Group, Inc. (MUFG) filed a preliminary prospectus supplement pursuant to Rule 424(b)(5) under Registration Statement No. 333-297942 to issue multi-tranche senior unsecured notes intended to qualify as External Total Loss-Absorbing Capacity (External TLAC) debt under Japanese regulations.

Structure & Tranches

1. 4-Year Notes: Senior Callable Fixed-to-Fixed Reset Rate Notes due September 2030 (Optional redemption on September 2029 at 100% principal plus accrued interest).
2. 6-Year Floating Rate Notes: Senior Callable Floating Rate Notes due September 2032 (Benchmark: Compounded Daily SOFR plus margin, payable quarterly).
3. 6-Year Fixed-to-Fixed Notes: Senior Callable Fixed-to-Fixed Reset Rate Notes due September 2032.
4. 8-Year Notes: Senior Callable Fixed-to-Fixed Reset Rate Notes due September 2034.
5. 21-Year Notes: Senior Callable Fixed-to-Fixed Reset Rate Notes due September 2047.

Key Terms and Conditions

• External TLAC Qualification: The Notes are designed to meet regulatory External TLAC requirements and are structurally subordinated to the liabilities of MUFG's operating subsidiaries.
• Redemption Provisions: MUFG retains the option to redeem each series in whole, but not in part, one year prior to its stated maturity date (subject to prior confirmation by the Japanese Financial Services Agency if required) or upon the occurrence of specified tax events.
• Listing: Application has been submitted to list the Notes on the Euro MTF Market of the Luxembourg Stock Exchange.
• Joint Lead Managers & Bookrunners: Morgan Stanley and MUFG Securities Americas Inc., supported by BofA Securities, Citigroup, Barclays, and J.P. Morgan across respective tranches.