SEC Filing Analysis: CF BANKSHARES INC. (CFBK)

Executive Summary

• Trading Significance: Low
• Key Takeaway: The EVP & Chief Financial Officer, Kevin J. Beerman, made a small purchase of 217 shares, valued at approximately $5,200.
• Market Impact: The transaction is immaterial and not expected to have any impact on the stock.

Company Information

Field	Value
Company	CF BANKSHARES INC.
Ticker Symbol	CFBK
CIK	0001070680
Industry	NATIONAL COMMERCIAL BANKS

Insider Information

Field	Value
Name	Beerman Kevin J
CIK	0001821245
Title/Position	EVP & Chief Financial Officer
Relationship	Officer

Transaction Details

Field	Value
Form Type	4
Transaction Date	2025-12-12
Transaction Code	P (Open market or private purchase)
Security Type	Common Stock
Shares Involved	217
Price Per Share	$23.8377
Total Value	$5,172.68
Shares Owned After	25,317
Ownership Type	Direct

Financial Impact Assessment

Transaction Materiality

Metric	Value
Transaction Value	$5,172.68
% of Market Cap	0.0034%
Shares Transacted	217
% of Shares Outstanding	0.0038%
Post-Transaction Ownership	25,317 shares (0.44% of outstanding)
Materiality Assessment	Low

Impact Evaluation

• Market Cap Context: For a company with a market capitalization of $150 million, this transaction of ~$5.2k is financially insignificant.
• Ownership Concentration: The CFO's post-transaction ownership of 0.44% of outstanding shares is a minor stake.
• Transaction Significance: The purchase represents less than 0.01% of both the company's market cap and its total shares outstanding, categorizing it as a routine transaction with no notable market signal.