CenterPoint Energy Replaces Existing Credit Facilities with New $4.6B Aggregate Facilities

Summary of Filing: Form 8-K (CenterPoint Energy, Inc.)

On September 9, 2026, CenterPoint Energy, Inc. (NYSE: CNP), alongside its subsidiaries, entered into four new five-year senior unsecured revolving credit facilities aggregating $4.6 billion in commitments, replacing its prior credit agreements entered into on December 6, 2022.

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Key Details by Entity

1. CenterPoint Energy, Inc. (Parent)

   • Commitment: $2.2 billion (reduced from $2.4 billion).
   • Features: Includes $100M swingline and $100M letter of credit subfacility; accordion feature up to $2.5 billion.
   • Pricing: Term SOFR + 150 bps or Alternate Base Rate + 50 bps based on current ratings.
   • Covenants: Max debt-to-capitalization ratio of 67.5% (with temporary allowance up to 70% following natural disaster restoration costs exceeding $100M intended for securitization).

2. CenterPoint Energy Houston Electric, LLC

   • Commitment: $1.0 billion (increased from $300 million).
   • Features: Includes $80M swingline and $100M letter of credit subfacility; accordion up to $1.5 billion.
   • Pricing: Term SOFR + 125 bps or ABR + 25 bps.
   • Covenants: Debt-to-capitalization ratio capped at 67.5% (temporary increase to 70% for storm/disaster recovery).

3. CenterPoint Energy Resources Corp. (CERC)

   • Commitment: $1.1 billion (increased from $1.05 billion).
   • Features: Includes $75M swingline and $100M LC subfacility; accordion up to $1.6 billion.
   • Pricing: Term SOFR + 112.5 bps or ABR + 12.5 bps.
   • Covenants: Consolidated debt-to-capitalization ratio capped at 65%.

4. Southern Indiana Gas and Electric Company (SIGECO)

   • Commitment: $300 million (increased from $250 million).
   • Pricing: Term SOFR + 112.5 bps or ABR + 12.5 bps.
   • Covenants: Consolidated debt-to-capitalization ratio capped at 65%.

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Commercial Paper Programs (Item 8.01)

• CenterPoint Energy, Inc.: CP program size decreasing to $2.2 billion (decrease of $200M) aligned with the new credit facility.
• CERC: CP program increasing to $1.1 billion (increase of $50M).
• Houston Electric: Planning to commence a new commercial paper program of up to $1.0 billion.