SEC Filing Analysis: Arlington Financial Advisors, LLC

Executive Summary

• Trading Significance: Medium
• Key Takeaway: Arlington Financial Advisors, LLC has filed its quarterly Form 13F-HR, disclosing long positions totaling $679.8 million across 110 securities as of September 30, 2025. The portfolio shows a strong emphasis on diversified ETFs across international, domestic, and sector-specific themes.
• Market Impact: As a backward-looking report, the direct market impact is typically minimal. However, it provides valuable insight into the strategic positioning of a mid-sized institutional investor, highlighting trends in ETF allocation and core equity holdings.

Filer Information

Field	Value
Company	Arlington Financial Advisors, LLC
Ticker Symbol	null
CIK	0001716539
Type	Institutional Investment Manager

Insider Information

This filing is a Form 13F-HR, an institutional investment manager report, not a corporate insider filing (Form 4). The reporting entity is the investment firm itself.

Portfolio Summary (as of 2025-09-30)

Field	Value
Form Type	13F-HR
Report Period	2025-09-30
Total Portfolio Value	$679,772,495
Number of Holdings	110

Top 5 Holdings by Market Value

Issuer	Security	Market Value	Shares
HARBOR ETF TRUST	INTERNATNAL COMP	$46,601,941	1,575,987
CAPITAL GROUP GBL GROWTH EQT	SHS CREATION UNI	$46,065,158	1,348,117
DIMENSIONAL ETF TRUST	WORLD EQUITY ETF	$44,420,043	618,147
FIRST TR EXCHANGE TRADED FD	NASDQ CLN EDGE	$35,068,346	232,118
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	$33,992,142	791,251

Market Impact Analysis

Stock Impact Prediction

• Direction: Neutral
• Reasoning: 13F filings report positions held nearly 45 days prior to the filing date. The information is stale and represents past positioning, not current trading activity. Therefore, it is unlikely to cause significant price movement in the underlying securities.

Volume & Sentiment

• Expected Volume Impact: Low. The disclosure is widely anticipated and part of regular quarterly reporting for all large institutions.
• Sentiment Indicator: Neutral to Bullish on Diversified ETFs. The portfolio's largest positions are in broad market and international ETFs, suggesting a strategy focused on diversification rather than high-conviction single-stock bets.

Investment Insights

Positive Market Indicators

• Broad Diversification: The portfolio is well-diversified across 110 holdings, reducing single-stock risk.
• Significant ETF Holdings: Heavy investment in ETFs from major providers like Harbor, Capital Group, Dimensional, and Schwab indicates a preference for passive or factor-based strategies.
• Core Tech Holdings: The portfolio maintains positions in mega-cap technology stocks such as Apple ($24.1M), Alphabet ($14.6M combined), and Amazon ($9.3M), reflecting a continued belief in the long-term value of the tech sector.

Risk Factors

• Stale Data: The primary risk is misinterpreting this historical data as current. The firm's positions could have changed significantly since the report date.
• No Short Positions: 13F filings do not require the disclosure of short positions, cash, or certain other asset classes, providing an incomplete picture of the firm's overall strategy and market outlook.

Key Takeaways

1. ETF-Centric Strategy: Arlington Financial Advisors heavily utilizes ETFs for exposure to various market segments, particularly international and broad US markets.
2. Substantial AUM: With nearly $680 million in reported assets, the firm is a notable player, and its allocations can be seen as a proxy for sentiment among similar-sized registered investment advisors.
3. Balanced Approach: The presence of both growth-oriented tech stocks and value-oriented ETFs suggests a balanced investment approach.

Contextual Analysis

Filing Significance

Form 13F-HR is a mandatory quarterly report for institutional investment managers with at least $100 million in assets under management. It discloses their long positions in publicly traded securities, offering a periodic transparency tool for market observers.

Company Context

Arlington Financial Advisors, LLC is a Santa Barbara-based investment advisory firm. This filing is a routine operational disclosure reflecting its managed portfolio for the third quarter of 2025.

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IMPORTANT DISCLAIMER: This analysis is for informational purposes only and is not intended as investment advice. The information presented is based on publicly available SEC filings and should not be construed as a recommendation to buy, sell, or hold any securities. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Please consult with a qualified financial advisor before making any investment decisions.

Analysis generated on 2025-10-10 | Data source: SEC EDGAR