The Hartford Reports Q3 2026 Financial Results and Raises Dividend by 12%

Executive Summary

On October 26, 2026, The Hartford Insurance Group, Inc. filed a Current Report on Form 8-K under Item 2.02 (Results of Operations and Financial Condition) and Item 9.01 (Financial Statements and Exhibits), reporting financial results for the third quarter ended September 30, 2026.

Key Financial Highlights

• Net Income Available to Common Stockholders: $1,317 million ($4.82 per diluted share), an increase of 23% from $1,074 million ($3.77 per diluted share) in Q3 2025.
• Core Earnings: $956 million ($3.50 per diluted share), down 6% compared to $1,022 million ($3.59 per diluted share) in Q3 2025.
• Return on Equity (Trailing 12-Month): Net income ROE of 25.0% and core earnings ROE of 17.9%.
• Book Value per Diluted Share: $68.31 (up 7% YoY); Book value per diluted share ex-AOCI reached $82.47 (up 16% YoY).

Segment & Underwriting Performance

• Business Insurance: Net income of $637 million; core earnings of $731 million. Written premiums grew 6% to $3,772 million. Combined ratio stood at 91.3 (underlying combined ratio of 90.1).
• Personal Insurance: Combined ratio of 93.2 with an underlying combined ratio of 87.1.
• Catastrophe Losses & Prior Year Development: P&C current accident year catastrophe losses were $198 million pretax (vs. $70 million in Q3 2025). Net favorable PYD was $594 million pretax, including a $497 million net gain from commuting the asbestos and environmental adverse development cover (A&E ADC).
• Net Investment Income: $850 million pretax, compared to $755 million in Q3 2025, driven by limited partnerships and higher invested assets.

Capital Return & Leadership Transition

• Dividend Increase: Board increased the quarterly common dividend by 12% to $0.67 per share, payable January 5, 2027, to stockholders of record as of December 1, 2026.
• Share Repurchases: Returned $638 million to shareholders in Q3 2026 ($475 million in repurchases, $163 million in dividends paid).
• Leadership Transition: Reaffirmed succession plan where Mo Tooker will assume the role of CEO on March 1, 2027, while Christopher Swift transitions to Executive Chair.